Home insurance, and then some.

Why buy something and never use it? Hiro is home insurance that’s useful whether you need to claim or not.

Forget about your old insurance.

6 questions, 60 seconds.

Forget answering 50 questions just to get a quote.

Smart home? Smart price.

We scan your network, discover which smart devices you have and automatically apply a discount.

No tech yet?

No worries. Get ridiculously-cheap, members-only access to the best tech to protect your home.

Tech first.

Hiro is home insurance that lives in your smartphone and speaks your language.

One monthly subscription.

Start and end whenever you like. No admin fees, no cancellation fees, no nonsense.

Home insurance overview

Great cover at a great price. Our all-in-one buildings and contents policy covers you for all sorts of mishaps, from burst pipes to lost keys. And with optional extras like accidental damage, legal expenses and a home emergency service, you’ll never be left out in the cold again.

What’s covered?

Fires, explosions and smoke

Storms and floods

Burst pipes and faulty appliances

Freezing water in your home

Theft and vandalism

Locks and keys

Subsidence, upheaval and landslip

Alternative accommodation

Policies for human people

Ever feel like you need a PhD to understand your insurance? We’ve developed a policy that’s 98% plain English, and 78% shorter than our competitors’. We’re working on making it shorter and clearer all the time. We won’t be happy until it fits on a napkin.

Lives in your mobile.
Speaks your language.

It’s the year 2021 and we can summon food, transport and answers to almost anything with a few taps on a smartphone. So why does your old insurer still have a fax machine? We believe insurance should feel as easy and intuitive as lining up a movie or ordering takeout. One day maybe we’ll even manage to make it fun.



Great tech. Great prices.

We work with some of the smartest brands around to bring you great ways to protect your home, at great prices. The members-only smart store is a one-stop-shop for all kinds of tech to protect your home and upgrade your comfort. And it’s not just amazing discounts up front – your insurance price is based on how well you take care of your home, so setting up that sweet new smart camera might just reduce your monthly subscription, too.

Ready for better?

See your price in as little as 60 seconds.